Short answer
In Sweden, virtually anyone can invest in unlisted shares. There is no formal accreditation requirement like in the US. However, most platforms require that you understand the risks.
Common requirements
- Age — You must be at least 18 years old.
- Suitability test — Platforms may require you to answer questions about your investment experience and risk understanding.
- Minimum amount — Some investments require a minimum investment, often from SEK 10,000 upward.
Difference from the US
In the US, the "accredited investor" concept sets income or net worth requirements. In Sweden, there is no such formal requirement, but platforms follow MiFID II rules on suitability assessments.
Tips for beginners
- Start with a small part of your portfolio.
- Research the company thoroughly before investing.
- Understand that it may take a long time before you can sell.
- Use platforms that offer transparency and research tools.
Summary
Unlisted shares are accessible to most Swedish investors, but require knowledge of the risks and patience with liquidity.